Ariel Aurélien Teboul
International Digital Investment & Banking Specialist, Management, Business Development & Strategic Decision Making
Montreal,QC
Summary
Investments & Banking Specialist, Licensed Options & Stock Trader, Business Development INTERNATIONAL EXPERIENCE, 5 LANGUAGES
Highly motivated Senior Financial Advisor with career spent turning prospective leads into lucrative clients. Poised, sharp and possessing extensive strategy and client engagement experience. Proven history of accuracy and great client service.
Results-oriented, uses advanced skills gained through training and experience to build customer base and increases revenue. Trusted resource to foster client relationships and help advisors manage and grow business. Adapts to rapidly changing business and technology environment.
Enthusiastic financial services professional highly effective at working with clients of all levels and backgrounds. Friendly and personable with adaptable approach. Exceptional knowledge in wealth management, estate planning and investment.
Overview
21
21
years of professional experience
3
3
Certifications
5
5
Languages
Work History
Senior Financial Advisor & Banking Specialist
Scotiabank
Montreal, Canada, Quebec
06.2022 - 05.2024
- Developed personal rapport with each client to maintain customer loyalty and establish long-term accounts.
- Collaborated with cross-functional teams to develop integrated strategies for tax planning, risk management, and estate planning.
- Managed a diverse portfolio of clients, ensuring optimal returns on investments and minimizing risks.
- Facilitated new client onboarding process and investment account setup.
- Helped clients plan for and fund retirements using mutual funds and other options to manage, customize, and diversify portfolio.
- Engaged prospective clients in effort to build and develop new business opportunities.
- Provided coaching to branches in order to increase new business opportunities
Investment Advisor, Trading Desk Risk Control
Aviso Wealth
02.2021 - 04.2022
- Met with clients to generate new business and negotiate contracts.
- Contacted potential clients to pursue sales and gather funds.
- Manual trading desk risk control.
Digital Investment Specialist
BMO InvestorLine
10.2017 - 11.2020
- Developed strong relationships with clients, ensuring trust and loyalty through consistent communication and personalized service.
- Implemented risk-management measures across all aspects of client portfolios to protect against adverse market conditions.
- Participated in professional development opportunities such as workshops, seminars, and conferences to stay current on industry best practices.
- Streamlined processes for more efficient client management, reducing response times and improving overall service quality.
- Enhanced overall firm reputation by consistently demonstrating professionalism, expertise, and dedication to client success.
Regional Business Development Manager
Paritel
10.2016 - 05.2017
- B-to-B prospecting and sales of communication and security products and services
- Successfully turned around underperforming territories by reevaluating and adjusting sales approaches, leading to increased market share and profitability.
- Mentored junior team members to develop their skills and capabilities in driving business growth across the region successfully.
- Implemented innovative sales tactics to penetrate untapped markets, resulting in significant revenue growth.
- Coordinated product launches, ensuring seamless integration into the market while maximizing exposure and reach.
- Delivered presentations at industry conferences and networking events to promote company offerings and establish thought leadership positioning within the market space.
Financial Controller
Atalian Global Services
01.2016 - 08.2016
- Financial reporting over a €42 millions annual income perimeter (3.5 millions monthly)
- Financial analysis of variances between provisional and actual budgets (payroll, purchases) with decision making
- Operational locations visits and organizational processes improvements
- Improved financial reporting accuracy by streamlining processes and implementing efficient financial controls.
- Oversaw all aspects of the month-end close process, ensuring timely completion of accurate financial statements for executive review.
- Led organizational cash flow and cash flow forecasting initiatives.
- Planned budgets, authorized expenditures, monitored accounting processes, established service rates and coordinated financial reporting to oversee all fiscal procedures.
Business Developer
Nomadigo
01.2012 - 01.2016
- Networking Israeli based service providers and their client targets in Europe and the US
- 50 millions online impressions for the start-up 'Calling Banners' on the launching of the Fiat 500 on the US market
- Conducted extensive market research to identify potential leads and develop targeted marketing strategies.
- Negotiated and closed long-term agreements with new clients in assigned territory.
Financial Security Advisor
Combined Insurance Company
01.2003 - 07.2007
- Prospecting individual customers and SMEs within the Province of Quebec (40.000 kms/year)
- Sales of life, health insurance and investments products
- Over $100.000 insurance premium sold annually and a retention rate over 92%
- Was awarded with the distinction reserved to the best Canadian sales representatives in 2005
- Provided ongoing support and assistance to clients throughout the implementation of their financial plans.
- Enhanced client satisfaction by providing personalized financial security advice and solutions.
Financial Security Advisor
Desjardins Financial Security
01.2006 - 01.2007
- Supporting Desjardins's credit unions network, prospecting in the Greater Montreal area (20000 kms/year)
- Treating incoming quotes requests from non-members of Desjardins's credit unions network
- Sales of life, health, invalidity insurance and investments products
- 70.000$ of annual sales, over 100 contracts sold, 130 references sent to Desjardins's subsidiaries (credit card, home and car insurance, banking services, etc.), retention rate over 95%
- Assisted clients in understanding investment products, enabling informed decision-making processes.
- Built a strong referral network by cultivating relationships with satisfied clients and industry peers.
Sales Manager
Combined Insurance Company
01.2006 - 01.2007
- Recruitment, training, management, organizing weekly meetings & sales contests for a 6 members sales force team
- Over 400.000$ annual sales with a retention rate over 92%
- Handled customer relations issues, enabling quick resolution, and client satisfaction.
- Increased sales revenue by developing and implementing effective sales strategies.
Education
BBA - Business Administration - M. Finance, Mn Poli. Sci
John Molson School of Business, Concordia University
Montreal, Canada06-2016
Business Management Certificate - Business Management
HEC Montreal School of Management
Montreal, Canada07-2012
Certificate in Personal Insurance - Insurance And Risk Management
Financial Market Authority
Montreal, Canada01.2003
Derivatives Fundamentals And Options Licensing - Financial Markets
Canadian Securities Institute
Montreal, Canada05-2018
Conduct And Practices Handbook Course - Financial Markets
Canadian Securities Institute
Montreal, Canada05-2018
Canadian Securities Course I And II - Financial Markets
Canadian Securities Institute
Montreal, Canada05-2018
Financial Planning Certification I, II, III, IV, V - Financial Planning
Canadian Institute of Financial Planning
Montreal, Canada09-2022
Skills
- SalesForce
- Microsoft Office
- Outlook
- Lotus Notes
- Photoshop
AML
Sales and marketing
Investment strategies
Cash flow management
Portfolio management
Business development
Project Management
Wealth management
Estate planning
Real estate investments
Derivatives trading
Websites
Interests
Community leadership
Culture
History
Music
Cooking
Travels
Sports: marathons, diving
Accomplishments
- Used Microsoft Excel to develop inventory tracking spreadsheets.
- Resolved product issue through consumer testing.
Certification
CMT - Chartered Market Technician
Timeline
Senior Financial Advisor & Banking Specialist
Scotiabank
06.2022 - 05.2024
Investment Advisor, Trading Desk Risk Control
Aviso Wealth
02.2021 - 04.2022
Digital Investment Specialist
BMO InvestorLine
10.2017 - 11.2020
Regional Business Development Manager
Paritel
10.2016 - 05.2017
Financial Controller
Atalian Global Services
01.2016 - 08.2016
Business Developer
Nomadigo
01.2012 - 01.2016
Financial Security Advisor
Desjardins Financial Security
01.2006 - 01.2007
Sales Manager
Combined Insurance Company
01.2006 - 01.2007
Financial Security Advisor
Combined Insurance Company
01.2003 - 07.2007
BBA - Business Administration - M. Finance, Mn Poli. Sci
John Molson School of Business, Concordia University
Business Management Certificate - Business Management
HEC Montreal School of Management
Certificate in Personal Insurance - Insurance And Risk Management
Financial Market Authority
Derivatives Fundamentals And Options Licensing - Financial Markets
Canadian Securities Institute
Conduct And Practices Handbook Course - Financial Markets
Canadian Securities Institute
Canadian Securities Course I And II - Financial Markets
Canadian Securities Institute
Financial Planning Certification I, II, III, IV, V - Financial Planning
Canadian Institute of Financial Planning
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