Anurag Bhardwaj
Chandigarh
Summary
Dynamic business owner with a proven track record, excelling in leadership and client engagement. Spearheaded marketing strategies, boosting brand visibility by 30%. Adept in financial management and compliance, leveraging communication skills to resolve conflicts and drive business growth. Proficient in Microsoft Office and internet navigation. Highly motivated professional with several years of entrepreneurial and management experience. Skillfully creates and maintains professional and loyal relationships with co-workers, staff, and clients while managing administrative and sales employees. Comfortable working independently as amanager and leader and as acollaborative team member. Applies business acumen and experience and exercises decisive judgment to meet and exceed organizational goals.
Overview
20
20
years of professional experience
Work History
Business Owner
Anurag Bhardwaj
Kharar, Punjab
06.2019 - Current
- Managed daily operations and ensured smooth workflow in business activities.
- Initially started with an online business and later grew towards a retail business.
- Developed marketing strategies to enhance brand visibility and attract customers.
- Oversaw financial management, including budgeting and expense tracking.
- Established supplier relationships to secure quality products at competitive prices.
- Implemented inventory management systems to optimize stock levels.
- Managed operations budgeting, accounts payable, accounts receivable.
- Monitored cash flow to ensure proper budgeting of resources.
Relationship Associate
Max New York Life Insurance Co. Ltd
Chandigarh
05.2012 - 02.2015
- Enhanced sales performance through effective coordination with bank branches.
- Cultivated relationships to service clients and achieve sales targets.
- Ensured customer documentation met compliance standards of the bank.
- Assisted coordinators in resolving discrepancies in customer documentation.
- Conducted daily reporting and maintained sales/call reports.
- Provided ongoing daily sales figures, forecasts, and records for management review.
- Advised clients on financial decisions based on individual needs and budgets.
- Managed and resolved customer inquiries before and after sales transactions.
Distribution Manager
Bharti Axa Life Insurance Co. Ltd
Ludhiana
09.2009 - 04.2012
- Motivated vendors and advisors to achieve targets, enhancing earnings and recognition.
- Provided personal assistance to team members requiring support for optimal performance.
- Facilitated comprehensive financial planning by assessing individual needs and budgets.
- Resolved customer queries and problems before and after sales, ensuring satisfaction.
- Engaged with new and existing clients daily to advise on tailored financial decisions.
Deputy Sales Manager
Max New York Life Insurance Co. Ltd
Ludhiana
10.2007 - 08.2009
- Led a team of Financial Planning Managers to achieve individual and collective goals.
- Conducted training sessions and field observations for Financial Planning Managers.
- Advised clients on financial decisions tailored to needs, requirements, and budgets.
- Resolved customer queries and problems before and after sales interactions.
Financial Planning Consultant
Aviva Life Insurance Co. Ltd
Chandigarh
01.2006 - 09.2007
- Cultivated strong relationships with new and existing clients through daily engagement.
- Generated new business via referrals from customers and banking clientele.
- Advised clients on financial decisions aligned with individual needs and budgets.
- Monitored stock market trends to deliver informed insights to clients.
- Managed customer inquiries and resolved issues throughout pre- and post-sales processes.
Education
Bachelor of Commerce -
Punjab University
Chandigarh01.2005
10+2 - Non-Medical
C.B.S.E Board
01.2002
Skills
- Leadership and management
- Positive outlook
- Competitive mindset
- Availability 24/7
- Communication skills
- Persuasion and confidence
- Microsoft Office proficiency
- Internet navigation skills
- Business development
- Team leadership
- Customer relationship management
- Problem resolution
- Compliance management
- Conflict resolution
- Client engagement
Personal Information
- Date of Birth: 06/24/84
- Marital Status: Single
Strengths And Interests
- Listening music
- Reading
- Travelling
Rewards And Recognition
- Achieved 110% of target and qualified for the contest of trip to Hong Kong in Max New York Life Insurance Co. Limited, Chandigarh (Bancassurance 2014)
- During 2009-2010 in Bharti Axa Life Insurance Co. Ltd, Ludhiana out of the team of 18 Distribution Managers 7 qualified for the Home décor appliances package and 2 qualified for the trip to Goa in the JFM quarter.
- Completed the goals sheet of DSM within 8 months with Max New York Life, Ludhiana during 2008 - 2009.
- Was recognized as No.1 FPC in Aviva Life Insurance Co. Limited, Chandigarh (Bancassurance-Bank of Rajasthan) PAN India within the first quarter of joining in 2008.
Languages
English
Full Professional
Punjabi
Native/ Bilingual
Hindi
Native/ Bilingual
Timeline
Business Owner
Anurag Bhardwaj
06.2019 - Current
Relationship Associate
Max New York Life Insurance Co. Ltd
05.2012 - 02.2015
Distribution Manager
Bharti Axa Life Insurance Co. Ltd
09.2009 - 04.2012
Deputy Sales Manager
Max New York Life Insurance Co. Ltd
10.2007 - 08.2009
Financial Planning Consultant
Aviva Life Insurance Co. Ltd
01.2006 - 09.2007
Bachelor of Commerce -
Punjab University
10+2 - Non-Medical
C.B.S.E Board