Annakay Bartley
Mississauga,ON
Summary
Dynamic Credit Analyst with proven expertise at Russel Metals Inc. in evaluating credit risk and enhancing cash flow strategies. Skilled in financial statement analysis and building customer relationships, I excel in multitasking under pressure and delivering results. Committed to achieving collection targets while maintaining compliance with credit guidelines.
Overview
13
13
years of professional experience
Work History
Credit Analyst
Russel Metals Inc.
01.2018 - Current
- Review new and existing accounts to evaluate credit worthiness using commercial data reports, financial statements and other available information.
- Confer with credit associations and references to exchange credit information on clients.
- Evaluates clients' credit data and financial statements to determine the degree of risk involved in extending credit.
- Develop and maintain strong relationships with customers in support of the company's goals.
- Perform account reconciliation and analysis to identify and resolve discrepancies.
- Address customer disputes quickly and communicate with sales team to resolve discrepancies.
- Analyze customer payment patterns and develop strategies to improve cash flow.
- Monitor DSO and credit exposure to ensure within company's guidelines.
- Maintain detailed notes in the computer system on each account.
- Process credit card payments using the Moneris online vault.
- Prepare journal entries.
- Establishes credit limits within authorized levels and present recommendations for customers above authorized levels.
- Review customer accounts daily in accordance with account and credit status.
- Contact customers within assigned portfolio to follow up on past due payments and achieve monthly collection targets.
- Work with Credit Manager to identify challenging accounts to prevent and minimize risk of bad debt.
- Train new credit employees on department procedures and guidelines.
Human Resource Intern
Everblast Play Company
08.2016 - 09.2016
- Utilized multiple electronic databases to identify suitable candidates according to job specifications.
- Captured and maintained accurate documentation for all candidates and recruiting activities.
- Carried out Recruitment Support Services tasks, inclusive of Reference/Background Checking services and posting jobs.
- Searched Everblast's databases and social media for potential candidates for our roles.
- Created, developed and posted HR Job postings for various positions.
- Pre-screened candidates over the phone.
- Liaised with the staffing manager and set up interviews.
Teller
National Commercial Bank Limited
04.2012 - 12.2015
- Provided accounting service to customers by receiving deposits, cashing cheques after verification and selling cashier's cheques.
- Processed cash and cheque transactions while adhering to AML and KYC guidelines.
- Promoted bank products and services, contributing to new customer acquisition.
- Ensured accuracy and security of transactions and cash drawer management.
- Provided excellent customer service while maintaining confidentiality.
Education
Credit Specialist - Credit Management
Credit Institute of Canada
Hamilton, ON Chapter11.2024
Post Graduate Diploma - Professional Financial Planning
Fanshawe College
London, ON, Canada08.2017
Post Graduate Diploma - Human Resources Management
Humber College
Toronto, ON, Canada08.2016
Bachelor of Science - Management Studies (Human Resource Management)
University of The West Indies
Kingston, Jamaica06.2011
Certified Credit Professional (CCP) - Credit Management
Credit Institute of Canada
Hamilton, ON ChapterSkills
- Multitasking under pressure
- Effective communication
- Motivation and goal orientation
- Analytical and problem-solving skills
- Time management and organization
- Customer trust and rapport building
- MS Office proficiency
- AS 400 expertise
- Credit analysis
- Financial statement review
References
Available upon request
Timeline
Credit Analyst
Russel Metals Inc.
01.2018 - Current
Human Resource Intern
Everblast Play Company
08.2016 - 09.2016
Teller
National Commercial Bank Limited
04.2012 - 12.2015
Credit Specialist - Credit Management
Credit Institute of Canada
Post Graduate Diploma - Professional Financial Planning
Fanshawe College
Post Graduate Diploma - Human Resources Management
Humber College
Bachelor of Science - Management Studies (Human Resource Management)
University of The West Indies
Certified Credit Professional (CCP) - Credit Management
Credit Institute of Canada