Summary
Overview
Work History
Education
Skills
Timeline
Generic

Angel Mary Joseph

Surrey,BC

Summary

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

5
5
years of professional experience

Work History

Accountant

Telstar Smart Technology And Construction Ltd.
10.2022 - Current
  • Collaborated with project managers to develop accurate cost estimates for upcoming projects, increasing overall profitability.
  • Identified potential cost savings opportunities by analyzing project expenditures and recommending adjustments to budget allocations.
  • Reduced discrepancies in financial reporting by conducting thorough account reconciliations and adjusting entries as needed.
  • Streamlined invoice processing for timely payments by implementing efficient organizational systems.
  • Analyzed plans and specifications to identify scope and cost of projects/ design.
  • Improved project budget accuracy by diligently tracking expenses and regularly updating financial forecasts.
  • Contributed to successful project completion by providing timely financial data analysis for informed decision-making processes.
  • Increased efficiency of month-end closing procedures through streamlining tasks such as account reconciliations, journal entry preparations, and report generation.
  • Assessed, cleaned and closed out accounts with depleted funds upon project completion.
  • Contacted customers to immediately find resolutions for escalated issues.
  • Set up and managed project accounting systems.
  • Reduced expenses by negotiating with vendors for better pricing and terms on services and supplies.

Customer Service and Operations Analyst

NatWest Bank
01.2019 - 02.2021
  • Update changes to the mortgage loan account
  • Verify the details on the internal application before loan offer documents are generated
  • Assess and investigate the documents provided by the customer or Solicitor before issuing Loan offer to customers.
  • Issue the loan offer according to the loan products and services.
  • Assist customers by resolving their queries related with mortgage loan account.
  • Release funds to new mortgage loan account customers.
  • Approve / reject external fund transfer and verify fraudulent payments.
  • Verify and authorize the payments made by the customer to the Mortgage loan account.
  • Approve/ reject applications for moratorium break by verifying the documentation.
  • Reconcile the mortgage loan account after moratorium break.
  • Verify and extend the mortgage term as per customer request.
  • Redeem the mortgage loan account and issue the excess refund after closure of loan account.
  • Prepare redemption statements and calculating breakage fee and forward irreconcilable accounts for collector action.
  • Review and update the mortgage loan files

Education

Post Degree Diploma - Global Banking And Economics

Douglas College
New Westminster, BC
05.2022

BBA - Finance

St. Aloysius College
Thrissur, India
05.2018

Skills

  • Microsoft Excel Expertise
  • Accounts Receivable Management
  • Accounts Payable Management
  • Year-end Close Process
  • Bank Reconciliation
  • Attention to Detail
  • Financial Software
  • QuickBooks Experience

Timeline

Accountant

Telstar Smart Technology And Construction Ltd.
10.2022 - Current

Customer Service and Operations Analyst

NatWest Bank
01.2019 - 02.2021

Post Degree Diploma - Global Banking And Economics

Douglas College

BBA - Finance

St. Aloysius College
Angel Mary Joseph