Andrew McLaughlin
Windsor,ON
Summary
Financial industry veteran with extensive experience in mortgage sales, underwriting, and risk management. Excellent communicator who can think on their feet in fast-paced environments. Comfortable in both start-up, and established, environments with a track record of creating, refining, and publishing process and policy.
Overview
15
15
years of professional experience
Work History
Senior Risk Analyst
Rocket Mortgage Canada
01.2023 - Current
- Auditing funded mortgage applications to ensure adherence to underwriting, compliance, investor, and regulatory frameworks.
- Creating, reviewing, and refining underwriting processes and procedures.
- Monthly and quarterly reporting to VP, Credit Risk to identify systemic and specific deficiency trends.
- Providing formal recommendations to leadership to provide insight on application processing challenges, and solutions.
Underwriter
Rocket Mortgage Canada
06.2021 - 01.2023
- Underwriting mortgage applications provided by broker partners.
- Adjudicating mortgage applications with proper conditioning, rationale, and mitigation of acceptable risks.
- Requesting and reviewing supporting documentation for adherence to underwriting, compliance, AML, and investor frameworks.
- Supporting broker partners to determine best fit and offer for their clients.
Mortgage Broker
Rocket Mortgage Canada
05.2020 - 06.2021
- Collaborating with different lenders to find best-fit financing option for residential mortgage clients.
- Managing loan pipelines efficiently, promptly addressing any issues or concerns that arose during the mortgage process.
- Exceeded sales targets by cultivating strong relationships with real estate professionals, generating a steady stream of referral business.
- Ensured exceptional customer service by maintaining consistent communication throughout the entire loan origination process.
- Working with a full range of mortgage lenders - from prime to private financing.
Lending & Investment Specialist
BMO
01.2010 - 04.2015
- Providing lending, and investment, solutions to retail banking clients.
- Building a book of business through client referrals and recommendations.
- Developed strong relationships with clients, ensuring trust and loyalty through consistent communication and personalized service.
Education
Bachelor of Commerce - Finance, Economics
McGill University
Montreal, Quebec05.2009
Skills
- Risk assessment & management
- Auditing funded mortgage applications
- Mortgage underwriting
- Writing process and procedure documents
- Excellent written communication skills
- Leadership and mentoring
- Excellent attention to detail
- Excellent problem solving abilities
- Bilingual (English/French)
Languages
English
Native or Bilingual
French
Full Professional
Timeline
Senior Risk Analyst
Rocket Mortgage Canada
01.2023 - Current
Underwriter
Rocket Mortgage Canada
06.2021 - 01.2023
Mortgage Broker
Rocket Mortgage Canada
05.2020 - 06.2021
Lending & Investment Specialist
BMO
01.2010 - 04.2015
Bachelor of Commerce - Finance, Economics
McGill University
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