Andre Johnson

Increased team productivity by implementing streamlined processes and effective communication strategies. Achieved departmental goals by developing and executing strategic plans and performance metrics.

Reduced operational costs through comprehensive process improvement initiatives and resource management. Enhanced customer satisfaction by resolving disputes promptly, maintaining open lines of communication, and ensuring high-quality service delivery.

Responsible for Construction Risk Mitigation involving the review of complete request packages for $600MM portfolio for Affordable Housing (LIHTC) Commercial Real Estate (CRE) and Home Builder projects analyzing construction inspection reports, and communication with all parties involving draw requests such as developer project accountants. title, delegated attorney counsel.

Practicing Loan Administration in accordance with terms of Bank policies and Terms of Agreement (LA), in addition to tracking the loan agreement milestones while protecting banks interest.

Works in partnership with Project Managers, Asset Managers, as primary liaison with borrowers, Attorneys, Inspectors and Title companies during all phases of financing.

Schedule and direct pre-construction with conference calls with Builder/Developer, Title, Attorney Counsel,and RM upon deal closing. Communicate with inspectors to conduct periodic site visits.

Process all outgoing wires, monitor/track all incoming wires received for the department. Review draw packages for completeness and approve outgoing wires for the Construction Risk Management team.

Ensures all disbursement conditions have been met and processed and funded within the scheduled time frame. Maintains files with sufficient documentation for third party review and prepares files timely for audits.

Maintain loan files and monitor loan covenants and compliance, including reporting and insurance requirements. Clears past dues and unapplied balances. Contacts Trustees and Agent Banks to ensure all payments and reports are received.

Manage upcoming loan maturities and loan payoffs – prepare payoff demands and coordinate with borrowers and escrow to receive payment.

FinTech Start-Up Construction Administration Manager responsible to review, monitor track/approve construction draw requests from the construction administration team involving Tenant Improvements (TI) and Low Income Rehabilitation projects in addition to Commercial Real Estate, Warehouse & Industrial Multi-family, Hotel, Land and Entertainment.

Implemented Wire Funding process for Company and Department. Review various inspection reports, construction budget, lien waiver release forms, subcontractor pay applications and general invoices for disbursement approval of construction draw or tenant improvement.

Conduct research, conference calls with Borrowers, Lenders, Shareholders and Investors, and Relationship Managers, Marketing, in accordance with timeline and scope of project management, monitor of construction budget, project logs, updates and tracking, inspection reports.

Monitor and track Lease Administration in accordance with policies and procedures to improve daily workflow, mitigate risk, and increase company working capital. Train new hires as needed. Conduct periodic audits and 2nd reviews of construction disbursement teams draw packages and outgoing wires for funding in accordance with policies and procedures as requested by institutional investors and shareholders.

Assist Relationship Managers and affiliated 3rd party vendors as liaison with budget analysis, project logs and inspections, loan & lease administration, monitor loans milestone dates. Loans range from $15MM –500MM.

Communicate and coordinate with Asset-Based lending Specialist, Relationship Managers, Executives and Builder in addition to all other possible 3rd party vendors such as inspectors and title, with construction draw disbursements and tenant improvement, and project planning.

Monitor and balance borrower bank-controlled accounts, periodic and annual construction loan audit and contract reviews.

Review, analyze and interpret construction loan commitments, and enter change orders into the construction accounting system.

Review construction budget, inspection report and monitor project from close of loan until project completion