With over 18 years of experience in credit risk, data analytics, and stakeholder management, I have developed quantitative models using data science techniques and have extensive working knowledge in databases, ETL, BI, and statistical tools. I have held leadership roles at Deloitte, KPMG, and TCS, where I have led data migration efforts, managed data governance and management standards, and developed data and technology solutions for regulatory frameworks and strategic analytics. I have experience with advanced data analytics techniques, ensuring comprehensive data interpretation. Utilized data-driven strategies to support business objectives and enhance operational efficiency.