Summary
Overview
Work History
Education
Skills
Certification
Languages
Timeline
Generic

AMIT MUNJAL

Georgetown

Summary

Professional loan processing expert with comprehensive knowledge in loan origination, underwriting, and compliance. Proven track record in efficiently managing loan applications, ensuring accurate documentation, and maintaining regulatory standards. Strong collaborator known for adaptability and delivering consistent results under changing conditions. Skilled in risk assessment, customer service, and financial analysis.

Overview

5
5
years of professional experience
1
1
Certification

Work History

Loan Processing & Underwriting

Goeasy Ltd
08.2025 - Current
  • Apply detailed knowledge and understanding of company policies and exception approvals.
  • Assess and analyse loan applications; review, evaluate and analyse credit and financial history of applications including capacity to pay to make final processing decision.
  • Grant approvals applications in accordance with company policy or as delegated by the Risk and Analytics department as a loan processor.
  • Provide rationale to branch managers in regards to the underwriting process and the analysis that took place where such applications are either approved or refused.
  • Adhere to acceptable review time frames for analysis of applications and processor best practices.
  • Incorporate new (or changes to) policies and procedures in a live environment fluidly so as not to disrupt workflow for the processing unit.
  • Pinpoint fraudulent documents during analysis and report these to appropriate departments and the processing unit.
  • Match and validate application information such as income, pay stubs and credit ratings to make a final processing decision in the approval process.
  • Process and monitor loan applications through Salesforce, ensuring 100% accuracy in documentation and compliance checks.

Technical Support Representative

Axis Bank Ltd
07.2020 - 05.2025
  • Reduced call resolution time by effectively troubleshooting software and hardware problems.
  • Managed multiple priorities simultaneously while maintaining focus on delivering exceptional customer service.
  • Collaborated with teammates to identify recurring issues and develop long-term solutions.
  • Enhanced customer satisfaction by efficiently resolving technical issues and providing clear explanations.
  • Adapted quickly to new technology releases, staying informed on updates that could impact customer experience.
  • Provided remote assistance to customers experiencing technical difficulties, guiding them through step-by-step resolutions with patience and professionalism.

Education

MBA - Finance

Institute for Technology and Management Business School

Bachelor of Technology - Electronics & Instrumentation

Technological Institute of Textile & Sciences

PGD - Artificial Intelligence & Machine Learning

Indian Institute of Technology (IIT) Bombay

Skills

  • Financial Data Systems
  • Workflow & Automation Tools
  • Banking Regulation & Compliances
  • Financial Analysis
  • Influencing and negotiation
  • Time Management
  • Critical thinking and problem solving
  • Financial Document Handling
  • Microsoft Excel (Pivot Tables & Data Validation)

Certification

  • Canadian Investment Funds Course - IFSE Institute
  • Canadian Securities Course (CSC) - Canadian Securities Insitute (CSI)
  • Branch Compliance Officer (BCO) - Canadian Securities Institute (CSI)
  • Chartered Financial Analyst (CFA) Level-1 (Presently Enrolled)

Languages

English
Hindi

Timeline

Loan Processing & Underwriting

Goeasy Ltd
08.2025 - Current

Technical Support Representative

Axis Bank Ltd
07.2020 - 05.2025

Bachelor of Technology - Electronics & Instrumentation

Technological Institute of Textile & Sciences

PGD - Artificial Intelligence & Machine Learning

Indian Institute of Technology (IIT) Bombay

MBA - Finance

Institute for Technology and Management Business School
AMIT MUNJAL