Amit Malhotra
Highly accomplished and results-driven Regional Head SME Banking Expert with over 18 years of experience in the financial industry. Proven track record of successfully managing and growing SME banking portfolios across multiple regions. Skilled in developing and implementing strategic initiatives to drive revenue growth and enhance customer satisfaction. Expertise in credit risk assessment, loan structuring, and portfolio management. Strong leadership abilities, with a demonstrated ability to inspire and motivate teams to achieve exceptional performance. Adept at building and maintaining relationships with key stakeholders, including clients, regulators, and internal departments. Committed to delivering excellence in all aspects of SME banking operations.
Work History
Regional Head
10 Years 9 Months- Optimized resource allocation to maximize profits, reducing costs without compromising quality or service levels.
- Increased revenue by identifying new business opportunities and closing high-value deals.
- Aligned regional objectives with overarching organizational goals to ensure comprehensive success across all areas of operation.
- Collaborating and coordinating with cross functional departments in order to structure loan and monitor existing portfolio .
- Engaged in extensive credit and financials assessment of existing and new loans before submitting for credit approval.
- Ensuring timely reporting of Early Warning Signals in order to maintain hygiene in existing portfolio.
- Monitored staff performance by actively engaging in and observing day-to-day activities.
- Pioneered use of data analytics for informed decision-making, leading to more targeted and effective business strategies.
- Working closely with clients to provide innovative digital solutions in order to improvise and providing ease of banking.
Section Leader
8 Years 3 Months- Enhanced team productivity by implementing efficient weekly scheduling and task delegation.
- Led training sessions for new hires, significantly reducing their ramp-up time and integrating them into team.
- Reviewing existing portfolio through Due Diligence, Financial Analysis and Credit Assessment.
- Generating new business leads with support of branch network and existing client references.
Relationship Manager
2 Years 5 Months- Responded to customer inquiries and resolved complaints to establish trust and increase satisfaction.
- Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
- Identified new business opportunities through diligent market research and analysis, contributing to increased revenue growth.
- Closing high ticket cases with proper negotiations and providing value added propositions to new and existing clients.
Education
C.A - Finance, Accounts And Taxation
- B.Com Hons from Delhi University (1998-2000) with Finance, Accounts and Taxation as main subjects.
Skills
Languages
Additional Information
- Worked closely with RWAs and other associations to contribute towards community welfare.
- Doing CSR activities within the organization related to water reservation, environment .