Amit Gautam
Calgary,AB
Summary
With a mainstream financial services background in lending underwriting, origination, sales, and servicing, I bring expertise in evaluating risks pertaining to the 5Cs of credit, underwriting mortgage applications, and ensuring compliance with regulatory and internal quality assurance standards. Adept at conducting thorough risk assessments, detailed-oriented analysis, business growth focus, and delivering solutions to clients and partners. Certified in Canadian Securities Course, with a strong focus on building client relationships and contributing to a healthy lending portfolio. I am passionate about helping clients navigate the complexities of their real estate transactions while working on expanding and contributing to our team’s joint success.
Outside of work, I am a drone pilot in training, a fitness enthusiast, and enjoy experimenting with new recipes in the kitchen
Overview
11
11
years of professional experience
Work History
Senior Business Development Rep
B2B Bank
02.2019 - Current
- Part of B2B Bank’s wholesale residential mortgage sales force.
- Seen various stages of our residential mortgage life-cyle from client servicing, underwriting, retention , and origination at business development channel
- Currently responsible for business development with key and new account in assigned territories, being thorough with our residential mortgage underwriting guide and policies end to end and if any exceptions to the same, balancing profitability with portfolio growth while ensuring strictest integrity in application submissions.
- Daily review of 30+ deals to see with policy, pricing, notes structuring and collateral lending standards. This is in addition to new outreach and daily sales activities.
- Supported newly joined business development colleagues with knowledge management, policy playbook, and daily underwriting queries.
- In the top percentile of NPS within the team with one of the highest broker satisfaction rates.
- Very well versed with lender policies, competitive landscape, originating partners, regional and national real estate trends, construction costing tools like ALTUS, lender aggregate platforms like Lender Spotlight and various mortgage related knowledge hubs.
Assistant Manager - Commercial Real Estate
VenturaOne
03.2018 - 10.2018
- Managed vendor partnerships, ensuring compliance with risk governance standards.
- Conducted physical inspections of franchisee locations to ensure compliance with layout specifications and plans.
- Resolved procurement process issues and tracked vendor management metrics.
- Achieved perfect audit scores and streamlined processes using MS Projects.
- Ensured regulatory compliance by timely filing breaches within a 24-hour SLA.
Account Manager, Advisor FundsNetwork
Fidelity Investments
01.2015 - 02.2017
- Supported financial advisors and insurance brokers in utilizing Fidelity's FundsNetwork Platform.
- Consistently exceeded retention targets on pension portfolios.
- Participated in Fidelity's Global Sales Training event, focusing on risk assessment and mitigation.
Senior Credit Specialist -Global Credit
American Express Banking Corporation
07.2013 - 12.2014
- Conducted BASEL-compliant risk assessments for corporate and SBS credit card portfolio.
- Performed transaction monitoring at the portfolio level, credit bureau pulls, and fraud incident investigations, and reported to management on quarterly reviews.
- Consistently achieved top 5 percentile decision quality scores on loan approval, limit extensions , refinances, audit notes.
Education
Master of Science - Management Science
University of Strathclyde
Glasgow, UK01.2019
Bachelor of Arts - Economics
University of Delhi
Delhi, India07.2013
Timeline
Senior Business Development Rep
B2B Bank
02.2019 - Current
Assistant Manager - Commercial Real Estate
VenturaOne
03.2018 - 10.2018
Account Manager, Advisor FundsNetwork
Fidelity Investments
01.2015 - 02.2017
Senior Credit Specialist -Global Credit
American Express Banking Corporation
07.2013 - 12.2014
Master of Science - Management Science
University of Strathclyde
Bachelor of Arts - Economics
University of Delhi
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