Ali S
Milton,ON
Overview
19
19
years of professional experience
Work History
Mortgage Specialist
Bank Of Montreal
11.2015 - Current
- Remained updated with latest information related to mortgage products and services being offered.
- Motivated and developed employees by creating incentives to encourage employees to excel and maintain low turnover rate.
- Creatively solved business problems while specializing in organizational development, marketing and production management with track record of meeting revenue and profit goals.
- Evaluated pay stubs, credit history, tax information and bank statements for financial status.
- Attracted new mortgage loan applications by developing relationships within community.
- Explained legal aspects of loan to borrower, as well as payment terms and clauses.
- Created profitable and efficient solutions.
- Worked with underwriters to fix application problems and resolve issues.
- Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
- Followed up with clients on missing loan documents, providing guidance on best way to complete application process.
- Maintained high level of customer satisfaction by providing prompt and accurate loan status updates.
- Monitored pipelines to track and log status of loans.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
Mortgage Development Manager (MDM)- GTA Region
National Bank of Canada
12.2009 - Current
- Consult with clients seeking to refinance or purchase property and help customers determine the best loan for their budget
- Prequalify loans, evaluate applications, and review credit history to determine loan risk
- Review paperwork to ensure 100% accuracy and completeness of mortgage applications before submitting for approval
- Monitor loans carefully from initiation to closing, watch pipeline to track deals in progress
- Maintain excellent working relationships with underwriters and funders to ensure smooth and professional closings.
Mortgage Manager
Centum Supreme Mortgages
07.2007 - 12.2009
Mortgage Agent
Verico Mortgages
07.2004 - 07.2007
Education
High School Diploma -
Kenner Collegiate Vocational Institute
Peterborough, ON06.1991
Skills
- PowerPoint
- Outlook Express
- Filogix
- SAP
- Client Needs Analysis
- Credit Verification
- Refinancing Options
- Financial Analysis
- Document Review
- Income Verification
- Real Estate Knowledge
- Anti-Money Laundering
- Fraud Detection
- Risk Assessment
- Fixed Rate Mortgages
- Pre-Approvals
- Appraisal Review
- Debt Consolidation
- Bridge Loans
- Credit Scoring
Languages
English
Persian
Dari
Hindi
Personal Interests Volunteer Work
Cooking, golf, soccer, and travelling, Hospital Bed Run (Oakville), CIBC Run of the Cure, JDRF Ride for Diabetes Research, Volunteer School Activities
Fax
866.461.6781
Knowledge
Extensive knowledge of Financial Instruments
Confidence
Readily inspire the confidence and trust of clients
Opportunities
Thrive on challenge and new opportunities for accomplishment and success in helping others meet their financial objectives and build wealth
Education Accomplishments
- 2015, National Bank of Canada Elite Club Winner
- 2014, National Bank of Canada Top Achiever Award
- 2013, National Bank of Canada Top Achiever Award
- 2012, National Bank of Canada Top Achiever Award
- 2008, Mortgage Licence (CAAMP)
- 2008, Accredited Mortgage Professional (AMP)
- 1995, Sir Sandford Fleming College
References
- Harjit Kaur, National Bank of Canada (SMSN), Sales Manager of Specialized Networks, 416-543-9219, harjit.kaur@nbc.ca
- Zelia Leme, Mortgage Alliance (Mortgage Agent), 416-834-5165, zelia@simpleapprovals.ca
- Vikram Datt, Mortgage Alliance (Mortgage Agent), 647-232-5868, mortgages@vikdatt.com
Timeline
Mortgage Specialist
Bank Of Montreal
11.2015 - Current
Mortgage Development Manager (MDM)- GTA Region
National Bank of Canada
12.2009 - Current
Mortgage Manager
Centum Supreme Mortgages
07.2007 - 12.2009
Mortgage Agent
Verico Mortgages
07.2004 - 07.2007
High School Diploma -
Kenner Collegiate Vocational Institute
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