Advay Patodia
Vancouver,BC
Summary
Skilled in managing relationships, executing lending transactions, and delivering compliant credit in multi-lender environments. Proven ability to administer financing structures, interpret credit terms, and coordinate cross-functionally.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Finance Manager
Ritchie Brothers Financial Services
01.2025 - Current
- Advised 200+ SME accounts on equipment acquisition and financing, supporting a portfolio tied to $20M+ in client borrowing needs.
- Led forward-looking capital planning discussions by evaluating financing structures aligned with client growth.
- Led end-to-end process management across sourcing, deal structuring, credit approvals, and compliant execution.
Credit Associate
Ritchie Brothers Financial Services
05.2024 - 12.2024
- Generated $10M+ in pre-approvals and funded 50+ high-ticket transactions (up to $600K) across equipment financing, bridge loans, refinancing, and working capital.
- Improved approval quality by analyzing commercial credit, financial statements, bank statements, and bureau data from Experian, Equifax, and FICO to structure client-specific financing solutions.
- Served as the primary liaison between clients, lenders, and underwriting teams, accelerating deal flow from application through approval and funding.
Data Analyst
University of British Columbia
05.2023 - 08.2023
- Drove an 18% increase in engagement by restructuring target segments using demographic analysis and primary research.
- Built automated ROI and CAC models to monitor channel performance and inform budget allocation.
- Improved click-through rates by 22% and retention by 17% through controlled testing and performance analysis.
Education
Bachelor of Commerce - Business Technology Management & Finance
Sauder School of Business | University of British Columbia
Vancouver, BC05-2024
Skills
- Debt Structures
- Relationship Management
- Financial Statement Analysis
- Credit and Risk Analysis
- Negotiation
- Advisory
Certification
- Chartered Financial Analyst Level 1
- Canadian Securities Course (CSC) - June 2024
- Salesforce Administration Certification
- Bloomberg Market Concepts
Timeline
Finance Manager
Ritchie Brothers Financial Services
01.2025 - Current
Credit Associate
Ritchie Brothers Financial Services
05.2024 - 12.2024
Data Analyst
University of British Columbia
05.2023 - 08.2023
Bachelor of Commerce - Business Technology Management & Finance
Sauder School of Business | University of British Columbia
Systems
- Salesforce
- Python
- Tableau | Power BI
- Microsoft VBA