Data Scientist & Analytics Specialist with 3+ years of experience delivering high-impact insights across financial services, credit risk, and government analytics. Proven track record building ML models (XGBoost, Bayesian Neural Nets), automating workflows (SQL, Python, Azure), and developing dashboards (Power BI, R Shiny) that drive business value. Formerly at Cash4You, American Express, and contract with Bank of Canada, adept at translating data into action across cross-functional teams. PMP-certified, focused on analytics roles in risk, fraud, or operations.