Aden Yacoub

• Conducted due diligence and necessary analysis to establish the creditworthiness and risk level of the buyer and/or transactions based on the financial review of the buyer as well as the assessment of other factors such as country economic conditions, payment terms etc.
• Assessed and evaluated requests for new credit
• Implemented timely reviews of buyer portfolio to ensure files are up-to-date and minimizes credit granting turnaround times
• Consistently adhered to acceptable credit standards to ensure appropriate documentation, credit analysis and recommended decisions
• Analyzing financial statements, tax returns, and other financial information to evaluate the borrower's financial health
• Prepared credit material and presented recommendations to appropriate DOA
• Communicating with borrowers and management to resolve credit-related issues or concerns.
• Proactively shared knowledge to provide superior service to the Business Teams, internal partners, and customers
• Learned about general credit insurance underwriting practices
• Generated new continuous improvement ideas for TD by working closely with colleagues, customers, and key intermediaries.
• Contributed to projects related to process and other improvements
• Analyzed financial data to identify trends and provide actionable insights.

Achieved project objectives and met deadlines through close collaboration with team members.

• Worked effectively with cross-functional teams to drive goal attainment.
• Maintained current knowledge through ongoing education and advanced training programs.
• Contributed innovative ideas to enhance team performance and overall outcomes.
• Collaborated with diverse coworkers to address product and service-related issues.
• Promoted customer satisfaction by resolving problems with expertise and professionalism.