Overview
Work History
Education
Skills
Professional Highlights
Languages
Timeline
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ABI SELVAM

Ajax,ON

Overview

10
10
years of professional experience

Work History

Real Estate Agent

Luxury World Homes
03.2021 - Current
  • Assisted clients in buying, selling, and renting properties, ensuring a smooth transaction process
  • Conducted market research to provide clients with insights on property values and trends
  • Prepared and presented comparative market analyses to guide pricing strategies
  • Negotiated purchase agreements and contracts with buyers and sellers
  • Coordinated property showings, open houses, and client meetings
  • Managed all documentation, including purchase agreements, contracts, and closing documents
  • Developed marketing strategies to promote properties through various channels, including online listings, social media, and print advertisements
  • Maintained a comprehensive understanding of Ontario real estate laws and regulations to ensure compliance.

Mortgage Agent

Mortgage Alliance
04.2020 - Current
  • Provided expert advice to clients on mortgage options, loan terms, and interest rates, ensuring alignment with their financial goals
  • Processed and reviewed mortgage applications, ensuring accuracy and completeness of client information and documentation
  • Stayed informed on Ontario mortgage regulations and industry trends to provide up-to-date advice
  • Cultivated and managed relationships with clients, real estate agents, and lending institutions
  • Conducted comprehensive financial analyses to determine clients’ eligibility for mortgage products
  • Assisted clients with refinancing options to achieve better mortgage terms and rates
  • Coordinated with underwriters and lenders to facilitate timely approval and closing of mortgage transactions
  • Delivered exceptional customer service, guiding clients through each step of the mortgage process.

Benefits and Disability Specialist

PwC (Pricewaterhousecoopers)
09.2018 - 05.2019
  • Advised and supported the business on benefits requirements and best practices
  • Worked closely with HR, Payroll and HR Service Centre as a subject matter expert on all of PwC Benefits, STD and LTD programs
  • Provided day to day guidance and timely responses to benefits inquiries from staff, partners, retirees and HR from across the country
  • Liaised with internal contacts and services providers (i.e Sun Life) to resolve claims, coverage and service issues and find solutions/provide recommendations for sensitive and one-off situations
  • Prepared benefits reports for service providers for eligibility and renewal purposes
  • Validated and prepared service provider billings for payment
  • Maintained a thorough understanding of internal and external disability design, practices and policies.

Benefits Specialist

Deloitte
12.2014 - 08.2018
  • Coordinated projects and programs, conducted research, administered, analyzed, and reported on benefits portfolio at Deloitte, including Group Benefit Plans, My Benefit Dollars, Leaves, Vacation, and Wellness
  • Supported the administration of Deloitte’s Group Benefit Insurance Plans (Health, Dental, Life, AD&D, Short and Long-Term Disability) and liaised with insurance providers during annual benefits reviews
  • Administered and supported Deloitte’s My Benefit Dollars program, including annual enrollment and managing HSAs and Group RRSP contributions, collaborating with the Benefits Manager and IT for process enhancements
  • Supported Deloitte’s Wellness framework, including mental health training, coordinating flu clinics, health risk assessments, and developing new wellness education tools and standards
  • Conducted wellness claim audits and collaborated with EFAP provider and Talent Advisors to implement wellness seminars at local offices
  • Maintained and enhanced the firm’s Benefits Website and end-user support tools, developed a Total Rewards Communication Plan in collaboration with the Total Reward and Pension Senior Manager, integrating Compensation, Benefits, and Pension.

Education

Real Estate Salesperson Program -

Humber College

Mortgage Agent Course -

REMIC

Ontario Secondary School Diploma -

Father Michael McGivney Catholic Secondary School

Skills

  • In-depth knowledge of Ontario mortgage regulations and products
  • Strong analytical and financial assessment abilities
  • Excellent communication and negotiation skills
  • Proficient in mortgage processing software and financial management tools
  • Exceptional customer service and relationship-building skills
  • Detail-oriented with strong organizational capabilities

Professional Highlights

  • Mortgage Expertise: Comprehensive knowledge of Ontario mortgage products and regulations, enabling accurate and informed client advice.
  • Sales Excellence: Closed over 50 mortgage deals annually, surpassing sales targets by 25%.
  • Strong Relationships: Developed and maintained relationships with over 50 real estate agents and financial institutions, enhancing collaboration and deal flow.
  • Regulatory Adherence: Ensured all mortgage transactions complied with Ontario regulations and industry best practices.
  • Financial Proficiency: Conducted in-depth financial analyses to determine client eligibility and provide optimal mortgage solutions, improving loan approval rates by 15%.
  • Top Performance: Awarded "Top Mortgage Agent" for outstanding sales performance in 2023.
  • Marketing Success: Developed and executed marketing strategies that increased client inquiries by 20%.

Languages

English
Native or Bilingual
Tamil
Native or Bilingual

Timeline

Real Estate Agent

Luxury World Homes
03.2021 - Current

Mortgage Agent

Mortgage Alliance
04.2020 - Current

Benefits and Disability Specialist

PwC (Pricewaterhousecoopers)
09.2018 - 05.2019

Benefits Specialist

Deloitte
12.2014 - 08.2018

Real Estate Salesperson Program -

Humber College

Mortgage Agent Course -

REMIC

Ontario Secondary School Diploma -

Father Michael McGivney Catholic Secondary School
ABI SELVAM