ABI SELVAM
Ajax,ON
Overview
10
10
years of professional experience
Work History
Real Estate Agent
Luxury World Homes
Markham, ON
03.2021 - Current
- Assisted clients in buying, selling, and renting properties, ensuring a smooth transaction process
- Conducted market research to provide clients with insights on property values and trends
- Prepared and presented comparative market analyses to guide pricing strategies
- Negotiated purchase agreements and contracts with buyers and sellers
- Coordinated property showings, open houses, and client meetings
- Managed all documentation, including purchase agreements, contracts, and closing documents
- Developed marketing strategies to promote properties through various channels, including online listings, social media, and print advertisements
- Maintained a comprehensive understanding of Ontario real estate laws and regulations to ensure compliance.
Mortgage Agent
Mortgage Alliance
Toronto, ON
04.2020 - Current
- Provided expert advice to clients on mortgage options, loan terms, and interest rates, ensuring alignment with their financial goals
- Processed and reviewed mortgage applications, ensuring accuracy and completeness of client information and documentation
- Stayed informed on Ontario mortgage regulations and industry trends to provide up-to-date advice
- Cultivated and managed relationships with clients, real estate agents, and lending institutions
- Conducted comprehensive financial analyses to determine clients’ eligibility for mortgage products
- Assisted clients with refinancing options to achieve better mortgage terms and rates
- Coordinated with underwriters and lenders to facilitate timely approval and closing of mortgage transactions
- Delivered exceptional customer service, guiding clients through each step of the mortgage process.
Benefits and Disability Specialist
PwC (Pricewaterhousecoopers)
Toronto, ON
09.2018 - 05.2019
- Advised and supported the business on benefits requirements and best practices
- Worked closely with HR, Payroll and HR Service Centre as a subject matter expert on all of PwC Benefits, STD and LTD programs
- Provided day to day guidance and timely responses to benefits inquiries from staff, partners, retirees and HR from across the country
- Liaised with internal contacts and services providers (i.e Sun Life) to resolve claims, coverage and service issues and find solutions/provide recommendations for sensitive and one-off situations
- Prepared benefits reports for service providers for eligibility and renewal purposes
- Validated and prepared service provider billings for payment
- Maintained a thorough understanding of internal and external disability design, practices and policies.
Benefits Specialist
Deloitte
Toronto, ON
12.2014 - 08.2018
- Coordinated projects and programs, conducted research, administered, analyzed, and reported on benefits portfolio at Deloitte, including Group Benefit Plans, My Benefit Dollars, Leaves, Vacation, and Wellness
- Supported the administration of Deloitte’s Group Benefit Insurance Plans (Health, Dental, Life, AD&D, Short and Long-Term Disability) and liaised with insurance providers during annual benefits reviews
- Administered and supported Deloitte’s My Benefit Dollars program, including annual enrollment and managing HSAs and Group RRSP contributions, collaborating with the Benefits Manager and IT for process enhancements
- Supported Deloitte’s Wellness framework, including mental health training, coordinating flu clinics, health risk assessments, and developing new wellness education tools and standards
- Conducted wellness claim audits and collaborated with EFAP provider and Talent Advisors to implement wellness seminars at local offices
- Maintained and enhanced the firm’s Benefits Website and end-user support tools, developed a Total Rewards Communication Plan in collaboration with the Total Reward and Pension Senior Manager, integrating Compensation, Benefits, and Pension.
Education
Real Estate Salesperson Program -
Humber College
Mortgage Agent Course -
REMIC
Ontario Secondary School Diploma -
Father Michael McGivney Catholic Secondary School
Skills
- In-depth knowledge of Ontario mortgage regulations and products
- Strong analytical and financial assessment abilities
- Excellent communication and negotiation skills
- Proficient in mortgage processing software and financial management tools
- Exceptional customer service and relationship-building skills
- Detail-oriented with strong organizational capabilities
Professional Highlights
- Mortgage Expertise: Comprehensive knowledge of Ontario mortgage products and regulations, enabling accurate and informed client advice.
- Sales Excellence: Closed over 50 mortgage deals annually, surpassing sales targets by 25%.
- Strong Relationships: Developed and maintained relationships with over 50 real estate agents and financial institutions, enhancing collaboration and deal flow.
- Regulatory Adherence: Ensured all mortgage transactions complied with Ontario regulations and industry best practices.
- Financial Proficiency: Conducted in-depth financial analyses to determine client eligibility and provide optimal mortgage solutions, improving loan approval rates by 15%.
- Top Performance: Awarded "Top Mortgage Agent" for outstanding sales performance in 2023.
- Marketing Success: Developed and executed marketing strategies that increased client inquiries by 20%.
Languages
English
Native or Bilingual
Tamil
Native or Bilingual
Timeline
Real Estate Agent
Luxury World Homes
03.2021 - Current
Mortgage Agent
Mortgage Alliance
04.2020 - Current
Benefits and Disability Specialist
PwC (Pricewaterhousecoopers)
09.2018 - 05.2019
Benefits Specialist
Deloitte
12.2014 - 08.2018
Real Estate Salesperson Program -
Humber College
Mortgage Agent Course -
REMIC
Ontario Secondary School Diploma -
Father Michael McGivney Catholic Secondary School